LIJDLR

CYBER RISK ASSOCIATED WITH QR CODES AND THEIR REGULATION IN INDIA

Akshaya A, LLM (Cyber Space Law and Justice), 1st Year, Student at School of Excellence in Law, The Tamil Nadu, Dr. Ambedkar Law University, Chennai (India)

QR code (Quick response codes) are one of the major digital transformations in India. Several countries around the world have adopted QR code for availing various digital services, most especially for mobile payments. Every digital development will definitely have risks or complications, threats and vulnerabilities. So, this paper evaluates whether there is sufficient legal framework for regulation of QR codes used in various sector in India such as banking/merchant payment, business, education, government services, web access etc. The widespread adoption of digital services for everyday transactions, without fully understanding of it’s their implications raise concerns about potential future issues. Therefore, effective collaboration between the financial sector, especially the Reserve Bank of India, cyber security centres, e-governance regulatory bodies, and educational institutions is essential to ensure safe and secure digital access and transactions. Developing countries like India, must take proactive initiatives to strengthen rules and raise awareness about the appropriate usage of QR codes in this digital age. Sector specific regulations of QR code is developed primarily in the banking and financial sector, whereas in most other sectors QR codes are widely used but the regulatory framework remains largely silent. Technical enhancement to a QR code should also ensure its reliability and functionality. AI based scams and other advanced risk are often closely associated with the rapid growth of emerging technologies. So, law should always be ready to prevent or curb the risk out of these emerging digital technologies. The increasing us of QR codes raises significant concerns on security and privacy. Mere awareness is not sufficient to address the risk arising from digital initiatives. A Combined approach of legal reforms and technical advancement is essential to mitigate this risk and to build to “Secure Digital India”.

📄 Type 🔍 Information
Research Paper LawFoyer International Journal of Doctrinal Legal Research (LIJDLR), Volume 4, Issue 2, Page 582–600.
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