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Consumer protection

ISSUES AND CHALLENGES FACED BY ELECTION COMMISSION: A COMPARATIVE STUDY OF DEVELOPING NATIONS

ISSUES AND CHALLENGES FACED BY ELECTION COMMISSION: A COMPARATIVE STUDY OF DEVELOPING NATIONS Nishtha Singh, LL.M Student at Amity University Lucknow Campus (India) Dr. Taru Mishra, Assistant Professor at Amity University Lucknow Campus (India) Download Manuscript doi.org/10.70183/lijdlr.2026.v04.18 Election commissions in developing nations work inside fragile democracies with deep social divides and uneven state capacity, so pressure on electoral administration stays high. This paper studies how law, institutions and political practice shape the independence and credibility of these bodies. It takes India as the primary case and then compares it with other developing jurisdictions to see how different constitutional choices seek to secure free and fair elections. The analysis links domestic rules with global norms on political participation. It places guarantees of genuine periodic elections under Article 25 of the International Covenant on Civil and Political Rights and General Comment No. 25 next to national constitutional provisions. It then studies how Article 324 of the Constitution of India, the Representation of the People Acts and related rules build the mandate of the Election Commission of India, and how far this mandate reflects emerging good practice in the Global South. Attention also goes to voter registration, campaign regulation, media oversight and the rapid growth of digital tools in electioneering, since these factors test the capacity of election commissions in visible ways. The paper engages with decisions of the Supreme Court of India and apex courts in other developing democracies. It examines how courts describe the idea of free and fair elections, and how they use judicial review to protect or reshape the powers of election commissions. Decisions such as Mohinder Singh Gill v. Chief Election Commissioner, Union of India v. Association for Democratic Reforms, People’s Union for Civil Liberties v. Union of India and the South African case New National Party of South Africa v. Government of the Republic of South Africa illustrate how courts treat election bodies as constitutional guardians of electoral integrity.

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JOHNSON & JOHNSON V. PRITAMDAS ARORA T/A M/S MEDSERVE & ANR., 2025

JOHNSON & JOHNSON V. PRITAMDAS ARORA T/A M/S MEDSERVE & ANR., 2025 Drishti Banerjee, LL.M. in Intellectual Property Law and Management, WIPO-NLU DELHI-IPO (India) Download Manuscript doi.org/10.70183/lijdlr.2026.v04.17 This case analysis examines the decision of the High Court of Delhi in Johnson & Johnson v. Pritamdas Arora t/a M/s Medserve & Anr., 2025, a significant ruling addressing large-scale counterfeiting of surgical medical devices. The dispute arose after counterfeiting hemostatic products bearing the registered trademarks ‘SURGICEL’ and ‘ETHICON’ were traced to an organised distribution network linked to the Defendants in New Delhi. The counterfeit goods involved expired products that were repackaged, relabelled with falsified expiry dates, and distributed domestically and internationally, posing serious public health risks. The principal legal issues before the Court concerned: (i) infringement of registered trademarks under Section 29 of the Trade Marks Act, 1999; (ii) passing off in respect of non-registered marks and trade dress; (iii) the grant of permanent injunctive relief; and (iv) the assessment of compensatory and exemplary damages in cases of deliberate and calculated counterfeiting involving medical devices. The Court held that the Defendants were guilty of trademark infringement, passing off, and organised counterfeiting. Relying on documentary evidence, including electronic communications and findings of Local Commissioners, the Court established deliberate falsification, fraudulent misrepresentation, and transnational commercial operations. A decree of permanent injunction was granted, counterfeit goods were ordered to be destroyed, compensatory damages of ₹2.34 crore and exemplary damages of ₹1 crore were awarded, along with costs. The judgment is significant in trademark infringement jurisprudence for its structured damages framework, integration of proportionality principles, recognition of trade dress protection, and its strong articulation of the public health dimension in cases involving counterfeit medical products.

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INDIAN SCENARIO WITH AN OVERVIEW OF MRTP ACT, 1969

INDIAN SCENARIO WITH AN OVERVIEW OF MRTP ACT, 1969 Divyansh Singh, L.L.M (CORPORATE LAW)1year, 2nd sem Student (India) Download Manuscript doi.org/10.70183/lijdlr.2026.v04.16 The Monopolies and Restrictive Trade Practices Act, 1969 (MRTP Act) marked a watershed moment in India’s economic and regulatory history. Enacted in response to the growing concentration of economic power and monopolistic tendencies in the post-independence Indian economy, the MRTP Act sought to prevent monopolies, regulate restrictive and unfair trade practices, and safeguard consumer interests in furtherance of the constitutional mandate under Article 39(b) and (c). This research paper undertakes a comprehensive doctrinal analysis of the MRTP Act, 1969, examining its legislative intent, structural framework, institutional mechanisms, implementation challenges, and eventual repeal upon the enactment of the Competition Act, 2002. Through a critical study of statutory provisions, landmark judicial pronouncements, and the recommendations of the Raghavan Committee (2000), the paper assesses the operational efficacy of the MRTP regime. The analysis highlights how judicial interpretation expanded the scope of restrictive and unfair trade practices, yet the Commission’s limited enforcement powers and absence of deterrent penalties significantly constrained effective regulation. It is argued that these structural and functional limitations, particularly in the context of post-1991 economic liberalization, necessitated the transition to a modern, effects-based competition law framework aligned with international best practices.

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REGULATORY EQUILIBRIUM IN EMERGING MARKETS: SAFEGUARDING CONSUMERS WHILE PRESERVING FINTECH INNOVATION UNDER NATIONAL LEGAL FRAMEWORKS IN SOUTH ASIA

REGULATORY EQUILIBRIUM IN EMERGING MARKETS: SAFEGUARDING CONSUMERS WHILE PRESERVING FINTECH INNOVATION UNDER NATIONAL LEGAL FRAMEWORKS IN SOUTH ASIA Anmol Singhal, 4th Year B.A. LL.B Student at Bharati Vidyapeeth (Deemed to be University) New Law College, Pune (India) Download Manuscript doi.org/10.70183/lijdlr.2025.v03.162 The rapid proliferation of financial technology across South Asian economies has created unprecedented opportunities for financial inclusion and digital transformation, yet simultaneously exposed regulatory gaps that threaten consumer interests and systemic stability. This paper examines the critical nexus between innovation facilitation and consumer protection mechanisms within existing national regulatory frameworks across the region. Drawing on comparative analysis of regulatory approaches in India, Bangladesh, Sri Lanka, and other South Asian jurisdictions, the study investigates how policymakers navigate the inherent tensions between fostering a competitive fintech ecosystem and implementing robust safeguards against predatory practices, data breaches, and systemic risks. The paper argues that effective regulation requires not merely restrictive compliance but rather a calibrated, innovation-aware legal architecture that accommodates emerging business models, including digital lending platforms, payment service providers, and alternative investment mechanisms, whilst maintaining stringent consumer protection standards. Through examination of licensing frameworks, prudential norms, and grievance redressal mechanisms, this work demonstrates that the regulatory challenge in South Asia transcends traditional binary approaches. Instead, it necessitates dynamic legal instruments capable of evolving alongside technological advancement, supported by institutional capacity-building among regulators and meaningful stakeholder participation. The research concludes that sustainable fintech governance depends on establishing enforceable consumer protection standards, transparent algorithmic accountability and cross-border regulatory coordination, without imposing prohibitive compliance burdens that stifle legitimate innovation. Ultimately, this paper contributes to ongoing policy discourse by proposing a contextualised regulatory framework suited to South Asia’s development imperatives and technological trajectory.

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THE EVOLUTION AND REGULATION OF E-COMMERCE IN INDIA: LEGAL FRAMEWORK, CHALLENGES, AND FUTURE DIRECTIONS

THE EVOLUTION AND REGULATION OF E-COMMERCE IN INDIA: LEGAL FRAMEWORK, CHALLENGES, AND FUTURE DIRECTIONS Dr. Siddhant Chandra, Assistant professor at Xavier law school , Xavier University (Kolkata) Dhiraj Kumar Sharma, Student of B.A LL.B 9th semester, Vinoba Bhave University, Hazaribag, Jharkhand (India) Download Manuscript doi.org/10.70183/lijdlr.2025.v03.123 India’s e-commerce sector has emerged as one of the fastest-growing digital markets globally, with projections indicating exponential growth from USD 107.7 billion in 2024 to USD 650.4 billion by 2033. This transformative growth is driven by increasing internet penetration, widespread smartphone adoption, robust digital payment infrastructure exemplified by the Unified Payments Interface (UPI), and progressive government initiatives such as Digital India. However, this rapid expansion has necessitated the development of a comprehensive legal and regulatory framework to address multifaceted challenges including consumer protection, data privacy, intermediary liability, intellectual property rights infringement, and cross-border taxation complexities. This research article examines the evolution of e-commerce in India through the lens of its regulatory architecture, analyzing key legislations such as the Information Technology Act 2000, Consumer Protection (E-Commerce) Rules 2020, and the Digital Personal Data Protection Act 2023. The study explores the dichotomy between marketplace and inventory-based business models, investigates emerging issues related to artificial intelligence-driven commerce, counterfeit goods proliferation, and cross-border transactions, and evaluates dispute resolution mechanisms including online dispute resolution platforms. Through doctrinal analysis and examination of judicial precedents, this article identifies critical gaps in the current regulatory framework and proposes recommendations for harmonizing consumer protection with innovation. The findings reveal that while India has established a progressive regulatory ecosystem, challenges persist in enforcement, platform accountability, and adapting to rapidly evolving technologies. The article concludes that a balanced approach integrating technological advancement with robust consumer safeguards is essential for sustainable e-commerce growth in India’s digital economy.

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THE LEGISLATIVE ENSHRINEMENT OF CONSUMER PROTECTION IN TUNISIA: ANALYSIS OF THE LEGAL FOUNDATIONS AND CONTEMPORARY ADVANCES

THE LEGISLATIVE ENSHRINEMENT OF CONSUMER PROTECTION IN TUNISIA: ANALYSIS OF THE LEGAL FOUNDATIONS AND CONTEMPORARY ADVANCES Mokili Kiamodja Esther, bachelor’s degree in Private Law, Montplaisir University of Tunis, Tunisia; master’s degree in business and Corporate Law, Central University of Tunis, Tunisia; Assistant on first term at IBTP/Kisangani Bofoe Lokangu Starmans, Doctorate in Economic and Social Law, University of Kisangani Download Manuscript doi.org/10.70183/lijdlr.2025.v03.95 This article analyses the legislative enshrinement of consumer protection in Tunisia, following the normative and institutional development from 1992 to 2024. The study is based primarily on Law No. 92-117 of 7 December 1992, considered to be the founding text of consumer protection in Tunisia. It then examines the legislative additions that have consolidated it, as well as its recent adaptations to economic and technological developments. The research is based on a multidimensional legal methodology, combining analysis of the legislative and regulatory corpus, examination of Tunisian case law, and critical study of doctrine and institutional reports. It also provides a comparative perspective with international standards, in particular European directives and certain legislation adopted in Mediterranean countries. The results highlight a well-organised legal system that protects fundamental rights such as product safety, the right to information and legal guarantees. This system is also supported by mechanisms for recourse, mediation and sanctions, as well as specialised bodies. In practice, however, its effectiveness is limited by regulatory fragmentation, low consumer awareness and procedural delays. The study concludes that significant progress has been made, while emphasising the need for comprehensive codification of consumer law, strengthening of out-of-court dispute resolution mechanisms, development of consumer legal education, and continuous adaptation of legislation to new challenges, such as cross-border disputes and the repercussions of the COVID-19 pandemic. These recommendations aim to ensure more effective, equitable and sustainable protection for Tunisian consumers in a constantly changing market environment.

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RE-EVALUATING THE PRINCIPLE OF UTMOST GOOD FAITH IN INDIAN INSURANCE LAW: A CASE FOR LEGISLATIVE REFORM

RE-EVALUATING THE PRINCIPLE OF UTMOST GOOD FAITH IN INDIAN INSURANCE LAW: A CASE FOR LEGISLATIVE REFORM Adv. Lakshya Kaushish, LL.M. in Corporate & Finance (2025-26), 1st Trimester, Student at OP Jindal Global University, Sonipat, Haryana, India Adv. Plabanee Patnaik, Legal Manager at Aditya Birla Capital, Mumbai, Maharashtra, India Download Manuscript doi.org/10.70183/lijdlr.2025.v03.82 Indian insurance law is based on the legal principle of uberrimae fidei, which means “utmost good faith.” This principle was created to fix the problem of information asymmetry between the insurer and the insured. In today’s market, though, powerful insurance companies are using this doctrine more and more to deny claims based on technical non-disclosures. This creates a big power imbalance that goes against the main social goal of insurance, which is to be a safety net, and it leaves policyholders who are already vulnerable unfairly exposed. This raises important questions about consumer protection and fairness in contracts. This article critically analyses the Insurance Act of 1938, its related regulations, and the development of Supreme Court case law through a doctrinal legal framework enhanced by socio-legal and constitutional viewpoints, to assess the doctrine’s practical implications. The analysis indicates a discernible judicial trend aimed at alleviating the severity of uberrimae fidei, as the Supreme Court increasingly incorporates principles of proportionality and fairness. Even with these improvements, policyholders are still not well protected because the rules are too broad, and the enforcement is too weak. The results show that just changing the way the courts work is not enough. This article advocates for a thorough legislative reform, suggesting particular modifications to the Insurance Act of 1938 to substitute uberrimae fidei with a legal ‘duty of fair presentation’ and to establish a framework for proportional remedies. These kinds of changes would make fairness and justice a part of the system, making sure that the law helps people instead of making their lives harder.

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INTERPRETATION OF NON-FUNGIBLE TOKENS (NFTS) AND BLOCKCHAIN TECHNOLOGY IN INDIA

INTERPRETATION OF NON-FUNGIBLE TOKENS (NFTS) AND BLOCKCHAIN TECHNOLOGY IN INDIA Nandini Achhra, 3rd year – BALLB(H), Student at Vivekananda institute of professional studies, Delhi Download Manuscript doi.org/10.70183/lijdlr.2024.v02.52 The rise of non-fungible tokens (hereinafter referred to as “NFTs”) has changed the way digital properties operate and as such presents new possibilities for, in this instance intellectual property rights notably copyrights. This paper interrogates how the emergence of NFTs and blockchain technology are challenging, reconstituting conventional copyright law regimes NFTs – unique digital assets with proof of ownership verified through blockchain technology – have swept across an array of industries from art and music to entertainment, providing a new way for creators to both authenticate their work and monetize it online. However, the intersection of NFTs and copyrights raises complexities regarding ownership, infringement, and the scope of rights pertaining to NFT transactions. The paper assesses the current legal framework, scrutinizing how existing copyright laws pertain to NFTs, while also examining notable court cases and legal precedents. Additionally, it examines the implications of smart contracts, which are frequently employed in transactions to automate and enforce the terms of agreements, and their potential impact on copyright enforcement and licensing. The paper also examines the global aspect of copyright and NFTS, analyzing how various countries are adapting to these technological innovations. It emphasizes the difficulties of aligning copyright laws across different countries in the digital era and the potential for international treaties and agreements to contribute to the development of a unified legal framework for NFTS. Finally, the paper suggests possible changes and future paths for copyright law in response to the continuous development of non-fungible tokens and blockchain technology. The paper concludes that while NFTs present exciting prospects for monetizing and distributing digital content, a comprehensive and well-defined legal framework is essential to tackle the intricate copyright challenges they entail and safeguard intellectual property rights in the digital age. Type Information Research Paper LawFoyer International Journal of Doctrinal Legal Research, Volume II, Issue IV, Page 207-224. Creative Commons Copyright This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. © Authors, 2024

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E-COMMERCE AND FINTECH: LEGAL AND REGULATORY FRAMEWORKS

E-COMMERCE AND FINTECH: LEGAL AND REGULATORY FRAMEWORKS Kriti Arora, BBA LLB (Hons.), GALGOTIAS UNIVERSITY Download Manuscript doi.org/10.70183/lijdlr.2024.v02.51 This integration has dramatically impacted global economies in terms of unprecedented innovation and efficiency in digital transactions and financial services. This industry has relied on technological power in order to build an experience of seamless usage, accessibility enhancement, and an extension of reach for a market where economic growth and social inclusion are supported.[1]. However, this growth also poses unprecedented legal and regulatory issues, mainly in the realm of privacy concerns, cyber security threats, and the complex jurisdiction where cross-border transactions are encountered. This paper critically examines legal and regulatory frameworks governing e-commerce and fintech on both international and domestic levels, with a specific focus on India.[2]. It explores key legal instruments, such as the UNCITRAL Model Law, OECD guidelines, and India’s Information Technology Act, 2000, analyzing their effectiveness in addressing the challenges brought about by these rapidly evolving technologies.[3]. Further, the paper analyses significant case laws and interdisciplinary approaches with a view to unveiling insights into the preparedness of existing legal systems to respond to contemporary issues such as anti-money laundering and digital consumer protection. The analysis calls for harmonized and adaptive regulations that drive innovation while protecting consumer rights and financial stability. With this, the study gives recommendations on how to further improve legal structures by crossing borders, improving domestic policy, and increasing public awareness as a way of bridging the gaps. With all these, stakeholders can deal with the dynamic nature of e-commerce and fintech, ensuring sustainable growth within the digital economy and ethical compliance. Type Information Research Paper LawFoyer International Journal of Doctrinal Legal Research, Volume II, Issue IV, Page 185-206. Creative Commons Copyright This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. © Authors, 2024

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EFFECTIVENESS OF CONSUMER PROTECTION LAW IN CROSS BOARDER E-COMMERCE

EFFECTIVENESS OF CONSUMER PROTECTION LAW IN CROSS BOARDER E-COMMERCE Nithya Prakash, Student In Presidency University Banglore, Karnataka Download Manuscript doi.org/10.70183/lijdlr.2024.v02.32 Digital markets transcend geographic boundaries Cross-border e-commerce has thus become a driving force for global trade. However, the rapid growth of online shopping across countries has created significant challenges regarding consumer protection. This article examines the effectiveness of consumer protection laws in protecting consumer rights related to cross-border transactions. By analysing issues related to challenges in jurisdictions Lack of consistency in standards and consumer remedies mechanisms This study aims to provide insights into the complexities of enforcing consumer protection in a globalized economy and across borders, e-supporting the establishment of strong organizations. Legal framework to protect consumers in the evolving trade landscape. Type Information Research Paper LawFoyer International Journal of Doctrinal Legal Research, Volume II, Issue III, Page 538-558. Creative Commons Copyright This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License. Copyright © LIJDLR 2024

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